iBusiness Banking (iBB)

Features and benefits

• View real-time information including balances, transactions and interest rates
  • View balance and transactions on your AIB (NI) Group accounts, including Euro, Credit Card, Asset Finance and Term Deposit.
  • View the interest accrued on your account, including debit and credit interest rates.
  • Search for transactions on your accounts over the past 180 days by date, amount or description.
• A choice of payments options available including domestic and international payments
  • Instantly transfer funds between your sterling accounts and to any third party account held in AIB (NI) and Allied Irish Bank (GB).
  • Make same day payments in sterling to accounts with other UK Banks and Building Societies through CHAPS or Faster Payments (subject to payment cut off times).
  • Make bulk creditor payments in sterling through Faster Payments or Bacs.
  • Allows you to collect Direct Debits from sterling accounts.
  • Make foreign currency payments to accounts with banks in the UK and abroad.
• Save time and money by automating your payments and account reconciliations

  Electronic payments made via iBB are cheaper than writing cheques as they eliminate the costs and time involved in mailing and reconciliation.

  You can also reduce the cost of foreign currency payments by making them through iBB.

  In addition, you can reduce administration time and costs by:

  • Creating and printing reports on your accounts and exporting transactions to spreadsheets.
  • Downloading and exporting transaction information on your existing back office systems.
• Grant selected employees access whilst monitoring and controlling their privileges and payment limits
  • Choose only the iBB modules you need and limit operational risk.
  • Control access, privileges and payment limits for individual users.
  • Allow selected staff members to monitor audit logs, user and transaction activity.
  • Security is provided by strong two factor authentication.
• Multiple security features to help protect your business

  iBB provides a secure platform for conducting your business online. Good security behaviour by those using iBB will help minimise the risk to your information systems and reduce fraud.

  Two Factor Authentication.

  You will need both your Passphrase and your Digipass to Log in.
  

  Encryption.

  We use Public Key Infrastructure and Digital Signatures as part of user and transaction authentication and also 128-bit Secure Socket Layer to encrypt all information in transit between the customer and AIB (NI).

  Monitoring.

  Other security features include centralised transaction monitoring, and incident management services.