Our Commitment to Sustainability

At AIB, sustainability is at the very heart of our business.

For us, that means reducing our carbon footprint across our own operations and helping our customers to make the transition to a low-carbon economy.

Essentially it means being more aware of the finite nature of our natural resources and doing all we can to reduce our use of things that damage or drain the environment and do more of the things that don’t.

That’s why we’re committing to achieving Carbon Neutrality across our operations by 2030, using a Net Zero approach.

We must also look beyond our own operations. The greatest impact we can have on the UK’s carbon footprint is by supporting our customers and helping them transition to a low carbon economy. In light of this we have also announced our ambition that green and transition lending will account for 70% of new lending by 2030.

By 2040, our ambition is to align our customer lending portfolio across all sectors to net zero carbon emissions (with the exception of agriculture which will likely need greater support).

These commitments mean that we will be financing more of the activities that are better for the environment and fewer of the things that do harm – supporting our customers every step of the way on this journey.

We pledge to DO MORE .

AIB Sustainability Report

We have published our annual detailed sustainability report for the financial year ended 31 December 2021. Read more about our sustainability journey to date.

Green Mortgages

If you are buying a high energy rated home, we are offering a new, lower rate of interest.

Our Commitments and Progress

Our Commitments
- Task Force on Climate-related Financial Disclosures (TCFD)
AIB became a supporter of the Task Force on Climate-related Financial Disclosures (TCFD) in 2019. The TCFD recommends voluntary, consistent climate-related financial risk disclosures for use by companies in providing information to investors, lenders, insurers and other stakeholders.
- United Nations Environment Programme – Finance Initiative Principles for Responsible Banking
AIB are a Founding Signatory of the UNEP FI (United Nations Environment Programme – Finance Initiative) Principles for Responsible Banking, committing to strategically align our business with the Sustainable Development Goals and the Paris Agreement on Climate Change. AIB has joined a coalition of 130 banks worldwide, that have committed to taking on a crucial role in helping to achieve a sustainable future.
- Valuable 500
The Valuable 500 is a new global movement putting disability on the business leadership agenda. It is a global business to business initiative catalysing the influence of large private sector corporations in national and international markets.
- Low Carbon Pledge
The Low Carbon Pledge aims to practically demonstrate meaningful business commitment to reducing carbon emissions and act as a catalyst for wider and more far reaching complementary initiatives and actions. The Pledge is coordinated by Business in the Community Ireland.
- United Nations Global Compact
The aim of the UN Global Compact is to encourage businesses worldwide to adopt sustainable and socially responsible policies. The UN Global Compact is a principles-based framework for businesses, stating ten principles in the areas of human rights, labour, the environment and anti-corruption. With 12,254 companies in 158 countries engaged in the UN Global Compact, it is considered to be the world’s largest corporate sustainability initiative.
- Human Rights Commitment
AIB is committed to the protection and preservation of human rights. We respect human rights in accordance with internationally accepted standards. Our commitment has been shaped by the United Nations Guiding Principles on Business and Human Rights. The purpose of this commitment is fundamental in guiding the organisation in its strategic vision, operations and relationships with stakeholders.
Our Awards

AIB received the Excellence in Environment award and was also awarded the Outstanding Achievement in Sustainable Business Impact Award by Chambers Ireland in 2020. AIB demonstrated sustainable business practices of the highest standard, while at the same time committing to implementing and doing more.
ESG Ratings

We have seen good progress in 2020, across our ESG credentials, seeing an improvement in our ratings across ESG rating agencies, retention of our CDP Climate Leadership status & inclusion on the FTSE4Good. Click here to see our ESG Ratings.